She learned that (the intimacy between them continuing unimpaired by Mr. Elliot’s marriage) they had been as before always together, and Mr. Elliot had led his friend into expenses much beyond his fortune. Mrs. Smith did not want to take blame to herself, and was most tender of throwing any on her husband; but Anne could collect that their income had never been equal to their style of living, and that from the first there had been a great deal of general and joint extravagance. From his wife’s account of him she could discern Mr. Smith to have been a man of warm feelings, easy temper, careless habits, and not strong understanding, much more amiable than his friend, and very unlike him, led by him, and probably despised by him. Mr. Elliot, raised by his marriage to great affluence, and disposed to every gratification of pleasure and vanity which could be commanded without involving himself (for with all his self-indulgence he had become a prudent man), and beginning to be rich, just as his friend ought to have found himself to be poor, seemed to have had no concern at all for that friend’s probable finances, but, on the contrary, had been prompting and encouraging expenses which could end only in ruin; and the Smiths accordingly had been ruined.

The husband had died just in time to be spared the full knowledge of it. They had previously known embarrassments enough to try the friendship of their friends, and to prove that Mr. Elliot’s had better not be tried; but it was not till his death that the wretched state of his affairs was fully known. With a confidence in Mr. Elliot’s regard, more creditable to his feelings than his judgement, Mr. Smith had appointed him the executor of his will; but Mr. Elliot would not act, and the difficulties and distresses which this refusal had heaped on her, in addition to the inevitable sufferings of her situation, had been such as could not be related without anguish of spirit, or listened to without corresponding indignation.