“About a quarter of an hour later a tall, dark man with a thick black moustache rang the front-door bell, and explained that he had an appointment with Mr. Davenheim. He gave the name of Lowen, and in accordance with the banker’s instructions was shown into the study. Nearly an hour passed. Mr. Davenheim did not return. Finally Mr. Lowen rang the bell, and explained that he was unable to wait any longer, as he must catch his train back to town. Mrs. Davenheim apologized for her husband’s absence, which seemed unaccountable, as she knew him to have been expecting the visitor. Mr. Lowen reiterated his regrets and took his departure.