Educated in Paris under the care of a French mother, she was now going to visit her father, the millionaire Underdown of Chicago. She was accompanied by one of her friends, Lady Jerland.

At first, I had decided to open a flirtation with her; but, in the rapidly growing intimacy of the voyage, I was soon impressed by her charming manner and my feelings became too deep and reverential for a mere flirtation. Moreover, she accepted my attentions with a certain degree of favor. She condescended to laugh at my witticisms and display an interest in my stories. Yet I felt that I had a rival in the person of a young man with quiet and refined tastes; and it struck me, at times, that she preferred his taciturn humor to my Parisian frivolity. He formed one in the circle of admirers that surrounded Miss Nelly at the time she addressed to me the foregoing question. We were all comfortably seated in our deck-chairs. The storm of the preceding evening had cleared the sky. The weather was now delightful.