“ ‘ Mr. Holder,’ said he, ‘I have been informed that you are in the habit of advancing money.’

“ ‘The firm does so when the security is good.’ I answered.

“ ‘It is absolutely essential to me,’ said he, ‘that I should have £50,000 at once. I could, of course, borrow so trifling a sum ten times over from my friends, but I much prefer to make it a matter of business and to carry out that business myself. In my position you can readily understand that it is unwise to place one’s self under obligations.’

“ ‘For how long, may I ask, do you want this sum?’ I asked.

“ ‘Next Monday I have a large sum due to me, and I shall then most certainly repay what you advance, with whatever interest you think it right to charge. But it is very essential to me that the money should be paid at once.’