“Well, I don’t think that is very hard to explain. A very deep, malicious, vindictive person is the gentleman who is now waiting us downstairs. You know that he was once refused by McFarlane’s mother? You don’t! I told you that you should go to Blackheath first and Norwood afterwards. Well, this injury, as he would consider it, has rankled in his wicked, scheming brain, and all his life he has longed for vengeance, but never seen his chance. During the last year or two, things have gone against him⁠—secret speculation, I think⁠—and he finds himself in a bad way. He determines to swindle his creditors, and for this purpose he pays large checks to a certain Mr. Cornelius, who is, I imagine, himself under another name. I have not traced these checks yet, but I have no doubt that they were banked under that name at some provincial town where Oldacre from time to time led a double existence. He intended to change his name altogether, draw this money, and vanish, starting life again elsewhere.”

“Well, that’s likely enough.”