insurance because of physical infirmities.
It should also be plainly evident that, if the policy-holders move, and move quickly, they can be absolutely assured that:
1st. The funds as they are to-day will remain intact.
2d. They will be added to by the restitution of from $75,000,000 to $150,000,000.
3d. A score of the thieves who have plundered policy-holders in the past will be sent to prison.
4th. The future payments of policy-holders will be largely cut down.
5th. The present swollen surpluses will be returned in large part to policy-holders.
6th. In the future policy-holders will actually run the company.
7th. All policy-holders can be assured that in the future they will receive the actual worth of their policy at surrender.
All this being so, it is most eminently desirable for policy-holders to act, and at once.
The time will never again be so opportune, for if nothing