Fred A. Gross .
Chicago, Nov. 20—
Brother Charley . Wear started at last & Grace borryed the extra $330 off of her old man & Ive gave it to the bank & now they got it all tho there suposed to be loneing it to me & I pay the int. & the comishon & all that & dont never even see the money or dont know weather they is any or not. But what do you think Charley the bank wont even let me pay it back when I get it but I got to wait 2 yrs. & ½ & pay int. all that time before I can pay it all up even if I should pick up a million dollars on the st. tomorrow & I cant pay so much per wk. but I got to pay it this way. 6% int. twict a yr. besides paying back on the prinsipal evry yr. for 5 yrs. unless I want to pay it all up in 2 & ½ yrs. & if I dont it will be $400 evry yr. for 5 yrs. besides the int. & yet the papers keeps after us and pans the life out of us because theys 1 or 2 stick up men a round town.
I had to bring the contrackter to the bank with me & him & the man in the bank went over the contrack to gether & fixed up how he was going to get payed & he gets a little at a time & the sub contrackter hes hired for the diffrent parts of the house gets there money when ever the contrackter tells the archateck they got some comeing & then the archateck signs a order on the bank & I in dors the order but before the archateck signs the order he over looks the work & sees that its OK so I dont half to do no worring a bout that.
Well theys 1 good thing Charley I wont half to lay a side no $80 per wk. but will only half to lay a side a bout $45 per mo. provideing I dont want to get all cleaned up till I half to which is 5 yrs. from now but if I want to get all cleaned up as soon as I can which is 2½ yrs. I will half to lay a side a bout $80 per mo. & I guess thats what I will do. We dont half to worry a bout the $330 Grace borryed off her old man because he sends her $100 evry berth day & he wont half to send her nothing for 3 yrs. & we will be all square.