He had an office in the Rookery, and perhaps being so close to the Board of Trade Building, had given him a taste for trying a little deal in wheat now and then. As a rule, he deplored speculation. He had no fixed principles about it, like Charlie. Only he was conservative; occasionally he hazarded small operations. Somehow he had never married. There had been affairs. Oh, yes, one or two, of course. Nothing very serious, He just didn’t seem to have met the right girl, that was all. He lived on Michigan Avenue, near the corner of Twenty-first Street, in one of those discouraging eternal yellow limestone houses with a basement dining-room. His aunt kept house for him, and his nieces and nephews overran the place. There was always a raft of them there, either coming or going; and the way they exploited him! He supported them all; heaven knew how many there were; such drabs and gawks, all elbows and knees, who soaked themselves with cologne and made companions of the servants. They and the second girls were always squabbling about their things that they found in each other’s rooms.

It was growing late. At length Mrs. Cressler rose.