“Oh, that’s only one side of it,” Cressler went on, heedless of Jadwin’s good-humoured protests. “Yes, I know I am a crank on speculating. I’m going to preach a little if you’ll let me. I’ve been a speculator myself, and a ruined one at that, and I know what I am talking about. Here is what I was going to say. These fellows themselves, the gamblers⁠—well, call them speculators, if you like. Oh, the fine, promising manly young men I’ve seen wrecked⁠—absolutely and hopelessly wrecked and ruined by speculation! It’s as easy to get into as going across the street. They make three hundred, five hundred, yes, even a thousand dollars sometimes in a couple of hours, without so much as raising a finger. Think what that means to a boy of twenty-five who’s doing clerk work at seventy-five a month. Why, it would take him maybe ten years to save a thousand, and here he’s made it in a single morning. Think you can keep him out of speculation then?

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