And he began describing how spiteful and uncertain she was, how if you were only a day late with your interest the pledge was lost; how she gave a quarter of the value of an article and took five and even seven percent a month on it and so on. The student chattered on, saying that she had a sister Lizaveta, whom the wretched little creature was continually beating, and kept in complete bondage like a small child, though Lizaveta was at least six feet high.

“There’s a phenomenon for you,” cried the student and he laughed.