“I am afraid everybody is obliged to be,” said I timidly enough, he being so much older and more clever than I.

“No, really?” said Mr. Skimpole, receiving this new light with a most agreeable jocularity of surprise. “But every man’s not obliged to be solvent? I am not. I never was. See, my dear Miss Summerson,” he took a handful of loose silver and halfpence from his pocket, “there’s so much money. I have not an idea how much. I have not the power of counting. Call it four and ninepence⁠—call it four pound nine. They tell me I owe more than that. I dare say I do. I dare say I owe as much as good-natured people will let me owe. If they don’t stop, why should I? There you have Harold Skimpole in little. If that’s responsibility, I am responsible.”

The perfect ease of manner with which he put the money up again and looked at me with a smile on his refined face, as if he had been mentioning a curious little fact about somebody else, almost made me feel as if he really had nothing to do with it.