’ will have amassed a considerable sum; and that sum he will hand over to, his son, and the latter to his son, and so on for several generations; until at length there will issue a Baron Rothschild, or a ‘Hoppe and Company,’ or the devil knows what! Is it not a beautiful spectacle⁠—the spectacle of a century or two of inherited labour, patience, intellect, rectitude, character, perseverance, and calculation, with a stork sitting on the roof above it all? What is more; they think there can never be anything better than this; wherefore from their point of view they begin to judge the rest of the world, and to censure all who are at fault⁠—that is to say, who are not exactly like themselves. Yes, there you have it in a nutshell. For my own part, I would rather grow fat after the Russian manner, or squander my whole substance at roulette. I have no wish to be ‘Hoppe and Company’ at the end of five generations. I want the money for myself , for in no way do I look upon my personality as necessary to, or meet to be given over to, capital. I may be wrong, but there you have it. Those are