“Yes, Mr. Garth, I am come to tell something that I am afraid will give you a bad opinion of me. I am come to tell you and Mrs. Garth that I can’t keep my word. I can’t find the money to meet the bill after all. I have been unfortunate; I have only got these fifty pounds towards the hundred and sixty.”

While Fred was speaking, he had taken out the notes and laid them on the desk before Mr. Garth. He had burst forth at once with the plain fact, feeling boyishly miserable and without verbal resources. Mrs. Garth was mutely astonished, and looked at her husband for an explanation. Caleb blushed, and after a little pause said⁠—