CHAPTER III.

Mr. Stewart is now sixty-eight years old, but looks much younger, being still as vigorous and active, both mentally and physically, as most men of forty-five. He is of the medium size, has light-brown hair and beard, which are closely trimmed. His features are sharp, well cut, his eye bright, and his general expression calm and thoughtful. His manner is reserved, and to all but his intimate friends cold. He dresses with great simplicity, but with taste, and in the style of the day. His habits are simple, and he avoids publicity in all things. Standing as he does at the head of the mercantile interests of the country, he affords a fine example of the calm and dignified manner in which a man of true merit may enjoy his legitimate success, and of the good use he may make of its fruits.