men, without any money to pay his ferriage across to the island. The ferriage would amount to six dollars, and how he was to raise this sum he was, for a time, at a loss to determine. Finally, he went to the keeper of the tavern, to whom he was a stranger, and asked for the loan of six dollars, offering to leave one of his horses as a pledge for the money, which he promised to return within two days. The tavern-keeper was so well pleased with the boy's energy, that he loaned him the money, and the party crossed over to Staten Island. The pawned horse was promptly redeemed.
Young Vanderbilt was always anxious to become a sailor, and, as he approached his seventeenth year, he determined to begin life as a boatman in the harbor of New York. On the 1st of May, 1810, he informed his mother of his determination, and asked her to lend him one hundred dollars to buy a boat.
The good lady had always opposed her son's wish to go to sea, and regarded this new scheme as equally hair-brained. As a means of discouraging him, she told him