If there be anyone so ungrateful that it is not sufficient to remind him of his debt, I should pass him over, and think that he did not deserve to be made grateful by force. A moneylender does not demand repayment from his debtors if he knows they have become bankrupt, and, to their shame, have nothing but shame left to lose; and I, like him, should pass over those who are openly and obstinately ungrateful, and would demand repayment only from those who were likely to give it me, not from those from whom I should have to extort it by force.