CHAPTER XVI. LOTTERIES AND LOTTERY INSURANCES.

are apt to rely upon future prospects, and become really expensive while we are only rich in possibility. We live up to our expectations, not to our possessions, and make a figure proportionable to what we may be, not what we are. We outrun our present income, as not doubting to disburse ourselves out of the profits of some future place, project, or reversion that we have in view. It is through this temper of mind, which is so common among us, that we see tradesmen break, who have met with no misfortunes in their business; and men of estate reduced to poverty, who have never suffered from losses or repairs, tenants, taxes, or lawsuits. In short, it is this foolish sanguine temper, this depending upon contingent futurities, that occasions romantic generosity, chimerical grandeur, senseless ostentation, and generally ends in beggary and ruin. The man who will live above his present circumstances, is in great danger of living in a little time much beneath them; or, as the Italian proverb runs, ‘the man who lives by hope will die by hunger.’ It should be an indispensable rule in life to contract our desires to our present condition, and, whatever may be our expectations, to live within the compass of what we actually possess. It will be time enough to enjoy an estate when it comes into our hands; but if we anticipate our good fortune, we shall lose the pleasure of it when it arrives, and may possibly never possess what we have so foolishly counted upon.” We have quoted nearly at length, and offer no excuse; for those who are familiar with the lesson can do no harm by reading it anew, while